Personal Insurance
Protect Your Wealth, Shape Your Legacy

At BMP Wealth, we are committed to guiding you through the intricacies of personal insurance and demonstrating how it can strengthen your overall wealth management strategy. Our comprehensive insurance advisory services cover all key areas, including Life, Total Permanent Disability (TPD), Income Protection, and Trauma or Critical Illness coverage.

Strategic Financial Advice
Discover the Power of Strategic Personal Insurance Advice

In managing your financial affairs, we view personal insurance as an indispensable part of your comprehensive wealth management plan. With the right insurance protection in place, our experienced Risk Team is committed to guiding you toward a future where your wealth is protected, your loved ones are secure, and your financial dreams are fully realised.

Why BMP Wealth Adviser?

Work with us to align your insurance advice with your unique evolving insurance needs.

Important Note

Don’t leave your financial well-being to chance.  Your financial future deserves the best.

Learn More

Contact your BMP Wealth Insurance Adviser today to explore how our personal insurance solutions can bring peace of mind and protect what matters most.

Our Risk Capabilities

With our expertise, we simplify your insurance process, showcasing their key benefits and how they support your financial goals.

Life Insurance provides a safety net for your family, offering financial security in the event of your passing. It allows you to protect your loved ones from inheriting debts, ensuring they can maintain their lifestyle without financial burdens. Moreover, Life Insurance can play a vital role in estate planning and inheritance, enabling you to transfer assets seamlessly.

Total and Permanent Disability Insurance steps in when life takes an unexpected turn. If you become totally and permanently disabled, this coverage provides a lump sum to help you manage medical expenses, pay off debts, and secure your family’s future. It ensures you can maintain your financial stability during challenging times.

Illness or injury can disrupt your ability to earn an income. Income Protection Insurance acts as a reliable safety net by replacing a portion of your income if you’re unable to work. This coverage helps you meet your financial commitments, manage debts, and sustain your quality of life while focusing on your recovery.

Trauma Insurance is designed to protect you against critical illnesses or injuries. In the face of a diagnosis, this coverage provides a lump-sum payment that can cover medical expenses, rehabilitation costs, and lifestyle adjustments. It allows you to focus on your recovery without worrying about financial strain.

Personal insurance is the bedrock of your wealth management journey. It’s more than just protection; it’s a proactive step toward securing your financial future. Here’s why personal insurance strategies should be integrated into a wealth management strategy:


Preserve Assets, Manage Debts:
Effective wealth management safeguards your hard-earned assets while minimising risks. Personal insurance, like Life Insurance, shields your family from inheriting debts and ensures your assets remain intact. It creates a safety net, allowing you to manage mortgages, loans, and financial obligations effortlessly, even if you’re not there.

 

Optimise Tax Strategies: Wealth management thrives with tax optimisation. Personal insurance helps navigate the complex tax landscape. For example, certain insurance premiums are tax-deductible, reducing taxable income. Insurance benefits are often tax-free, granting you the total payout without tax liability. It’s a clever way to minimise taxes and retain more of your wealth.

 

Safeguard Loved Ones, Ensure Family Protection: At the heart of wealth management lies the well-being of your loved ones. Personal insurance offers vital financial protection during unforeseen events. Whether it’s Life Insurance, Total and Permanent Disability Insurance, or Trauma Insurance, these coverage options create a safety net for your family’s financial stability. They ensure your loved ones maintain their quality of life and achieve their goals, even if you cannot provide.

 

Seamlessly Integrate Estate Planning and Inheritance: Wealth management extends beyond your lifetime, encompassing thoughtful estate planning and inheritance strategies. Personal insurance plays a pivotal role here. By incorporating insurance proceeds into estate planning, you facilitate a smooth asset transfer and secure the financial well-being of your loved ones. It’s a powerful tool for leaving a lasting legacy for future generations.

 

Don’t leave your wealth management to chance. Contact your BMP Wealth insurance adviser today and discover how personal insurance fortifies your financial foundation, paving the way for a prosperous future.

 

Your wealth, your legacy—let’s make it happen.